Three Reasons to Hire Hurricane Damage Attorneys
There is nothing that can compare to the helplessness we feel during natural disasters. Whether it is a tornado, flood, hurricane, or wildfire, in almost all instances we are unable to stop or limit the outcome of such events. While we can all take protective measures to help reduce the amount of damage a disaster might cause to our property, it is always, at best, just preventive measures – not guarantees.
This is often why homeowners are so astonished that they might face challenges to their insurance claims after some sort of natural disaster. For instance, hurricanes are totally unpredictable and can cause wind damage, water damage, destroy vehicles and homes, leave a legacy of mold and mildew hidden in walls, cause a fire to burn down a home, and so much more. That can make a whole laundry list of issues that force a homeowner to file a claim, and yet they may find that their valid and legal claims are denied or hardly paid for by their insurance companies.
The only thing to do after a moment like that is to search for hurricane damage attorneys, but an even wiser thing is to meet with hurricane damage attorneys long before anything ever occurs. The latter is of particular value if you live in an area where hurricanes and severe weather are common.
Why would hurricane damage attorneys be of use to you beforehand? Let’s look at three key reasons to hire such legal experts before or after a disaster strikes.
They Have Solid Advice
If you meet with hurricane damage attorneys before anything occurs in your area of the world, they will often be able to help you set the stage for a nearly trouble free claims process. For example, they will have years of experience and will be able to tell you how to document your home properly in order to have “before and after” images of the home and grounds. This can often be the “make or break” documentation needed to get prompt service.
They can also help you to create the kinds of files that offer documentary evidence of the values and the times you purchased everything in the home.
They Can Help You Respond Quickly
Let’s say that you worked with hurricane damage attorneys before anything happened to your home, and that they guided you through the process of documenting your property and retaining all essential records. You use this data to file an initial claim soon after a hurricane strikes (even the day after the weather clears) and yet you are delayed or denied payment.
If you call your hurricane damage attorneys as soon as you file, and then as soon as you hear from the insurance firm, they will be up to speed and fully prepared to step up to bat for you to begin negotiating or building a case against your insurance provider.
Of course, if there is a denial of a well documented case, especially when it is a large claim over $10k, it is also likely that a dispute is going to occur. This is never something that a homeowner or consumer should enter into without proper guidance. You can hire attorneys to consult with you or they can do all of the talking for you. Either way, they can negotiate, mediate, and take you through arbitration that can prevent the issue from going to court. This saves everyone a lot of time, headaches and frustration – plus it gets you the funds you need to repair your home and get your life back to normal as fast as possible.
PropertyInsuranceCoverageLaw.com. Denied Insurance. 2015. http://www.propertyinsurancecoveragelaw.com/